Yacht Financing Intelligence

The financing engine that supports your yacht transactions.

Waaza analyses key financial and asset indicators to provide a structured readiness score, indicative financing range, and recommended structuring path.

Waaza yacht financing intelligence

Score every buyer

Replace guesswork with a structured 0–100 financing readiness index calibrated to real lender criteria.

Structure every deal

Get recommended financing paths — loan, leasing, or hybrid — with jurisdiction and ownership logic encoded.

Close with confidence

Generate institutional-grade reports that give lenders and buyers clarity before the first submission.

Readiness Engine

Know if a deal is financeable before you pick up the phone.

The readiness engine scores buyer profiles against encoded lender criteria — surfacing risk flags, LTV bands, and structuring direction instantly.

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Assessment Output
82
Finance Ready
LTV Estimate55–65%
Structuring PathMalta Leasing Preferred
Risk FlagsVessel age approaching limit
Complexity TierModerate

How it works

From buyer profile to financing intelligence — in minutes.

01

Input buyer & vessel data

Liquidity, net worth band, income type, residency, vessel price, year, flag, and intended use. Two minutes of structured input.

02

Rule engine fires

Deterministic, versioned rules score liquidity strength, asset quality, structuring complexity, and jurisdiction sensitivity simultaneously — in under a second.

03

Structuring direction surfaces

Personal or SPV. Loan or Malta leasing. UK lender or European private bank. The right path — and the risk flags that block the wrong one.

04

Report generated, deal moves

One click produces an institutional-grade PDF. Score, LTV estimate, structuring recommendation, risk flags, and next steps — in a format lenders recognise.

The platform

Every transaction. Every buyer. One source of truth.

Readiness Scoring

A 0–100 score calibrated to real lender criteria

Liquidity strength, asset quality, structuring complexity, income stability, and jurisdiction sensitivity — weighted and scored in seconds.

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Waaza readiness scoring
Waaza rule engine
Core IP

Deterministic, versioned rule engine

Every rule stored, versioned, and auditable. The same inputs always produce the same outputs. Adjust weights without rebuilding. Transparent by design.

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Report Generator

Reports that look like they came from a private bank

Six structured sections — executive summary, readiness score, LTV projection, structuring recommendation, risk flags, and next steps. PDF and web in one click.

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Waaza report generator
Waaza scenario modelling

Scenario Modelling

Every structure, side by side

Compare loan vs leasing, different LTV levels, and ownership structures — with full five-year cost projections — before committing to any of them.

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API & Embeddable Widget

Intelligence where your team already works

REST endpoints and a lightweight drop-in module. Any broker website or listing platform can surface a readiness score preview in one script tag.

REST APIWebhook eventsDrop-in widgetWhite-label
Waaza API and widget

"Finally, a structured way to qualify financing before wasting time with lenders who were never going to approve the deal."

Yacht Broker · Mediterranean Region

Who it's for

Built for the people who close yacht deals.

Book a free, 15-minute demo with the founding team.

See the readiness engine in action on a real yacht transaction scenario.

We'll reach out to schedule a walkthrough. No spam, no mailing lists.