Know where
your buyer stands.
Before the lender does.
The financing readiness score gives brokers, buyers, and advisors a single, structured number that reflects the full financing picture — buyer profile, vessel quality, ownership structure, and risk flags combined.
Score tiers
Three tiers. Clear implications for each.
Strong buyer profile, acceptable vessel, clean structure. Suitable for immediate lender outreach with a well-prepared submission.
Financing is achievable but requires structuring work — address ownership structure, VAT position, or deposit level before approaching lenders.
Significant barriers to standard financing. Specialist lender required, or fundamental changes needed to the vessel, buyer profile, or structure.
What drives the score
Six weighted factors. Every one explained.
Why it matters
A score that changes broker behaviour
The readiness score isn't a vanity metric. It's a decision tool. A score of 82 tells a broker to proceed confidently. A score of 51 tells them to address two specific issues before approaching a lender. A score of 34 tells them to have a different kind of conversation with the buyer entirely.
The score changes what happens next. That's the point.
Run a scoring assessment →
Get a score in three minutes
Enter buyer and vessel details. Get a readiness score, LTV estimate, risk flags, and structuring direction — with the reasoning behind every output.