The financing intelligence layer for yacht transactions.
Yacht transactions are high-value, cross-border, structurally complex, and under-digitised at the intelligence layer. Banks rely on relationships. Brokers rely on experience. Buyers rely on advisers. Nobody owns the intelligence.
Waaza encodes the structuring logic, lender criteria, and readiness assessment framework into a system that makes financing conversations better — more structured, more realistic, and more useful — before they begin.
What Waaza is not
What it is
An intelligence layer. Not a product. Not a feature.
Waaza is built around a deterministic rule engine that encodes lender criteria, vessel risk factors, and structuring logic — and produces structured, explainable assessments from structured inputs.
The engine is versioned. Every rule change is logged. Every assessment is traceable to the rule set that produced it. This is infrastructure thinking, not product thinking.
The output — a readiness score, an LTV estimate, a risk flag summary, a structuring direction — is designed to be useful at the earliest stage of a financing conversation, not as a confirmation of a decision already made.
The long-term goal is a dataset of approval outcomes, lender behaviour, and structuring patterns — a moat built from every transaction that passes through the system.
Principles
How Waaza is built and why
Intelligence over introductions
Waaza does not connect buyers to lenders. It gives buyers, brokers, and advisers the intelligence to arrive at lender conversations properly prepared. The relationship is theirs. The preparation is ours.
Structure before speed
The instinct in yacht transactions is to move quickly once a buyer is interested. Waaza encourages the opposite: slow down long enough to get the structure right. A well-structured deal closes faster than an ill-structured one.
Embedded, not standalone
Waaza is built to sit inside broker workflows, marketplace platforms, and adviser processes — not to create a new destination. Intelligence is most useful where decisions are being made.
Infrastructure, not a feature
The goal is not a product that gets used once. It's a layer that becomes indispensable — that brokers feel uncomfortable not running, that buyers expect as part of the process.
See what it produces
Run a free assessment. Three minutes. No account required. The output shows exactly what Waaza is — and what it does.