The conversation
that should happen first.
Pre-qualification means knowing where a buyer stands on financing before the deal gains momentum. Not vaguely. Structurally. With a score, an LTV estimate, and a clear picture of what needs to be resolved before the lender conversation begins.
The problem
What happens when pre-qualification is skipped
Pre-qualification happens informally or not at all
Most yacht transactions have no structured financing pre-qualification step. A buyer expresses interest. The broker proceeds. The financing question surfaces later — sometimes much later — with no preparation behind it.
The lender is the first to find the problems
When the financing conversation starts at the lender stage, the lender is the first to surface issues that should have been visible weeks earlier. Vessel too old. Deposit insufficient. VAT position unclear. At this point, the deal is already committed.
Buyers don't know what they don't know
Most yacht buyers have never financed a vessel before. They don't know about LTV constraints, survey requirements, or VAT implications. Pre-qualification is as much about education as it is about assessment.
The process
Five steps. Under three minutes.
What it changes
Pre-qualification changes every conversation that follows
Surfaces problems before they become deal-breakers
Vessel age, VAT position, deposit level, ownership complexity — flagged at the pre-qualification stage when there's still time to address them.
Sets buyer expectations correctly from the start
A readiness score of 62 is a different conversation than a score of 84. Pre-qualification makes that conversation happen at the right point.
Gives brokers a credible qualification standard
Brokers who pre-qualify buyers with Waaza approach lenders with structured submissions rather than informal introductions. The lender relationship improves.
Embeddable in broker and marketplace workflows
Pre-qualification can be triggered from a broker portal, a listing page, or a contact form — wherever a buyer first expresses serious interest.
Who benefits
Everyone in the transaction moves faster
Understand their position before the deal gains momentum. No late surprises.
Qualify faster. Approach lenders with confidence. Fewer deals that fall apart late.
Receive better-framed cases. Spend the first conversation on structuring, not basics.
Receive submissions where the pre-work has already been done. Faster decisions.
Pre-qualify your next buyer in three minutes
No account required. Enter buyer and vessel details. Get a financing readiness score, LTV estimate, risk flags, and a shareable report.