Solutions · Structuring

Structure the deal
before it's a deal.

Ownership vehicle, VAT treatment, leasing structure, flag jurisdiction — these decisions shape the total cost and the financing options available. Waaza encodes the structuring logic and surfaces the right path before any commitment is made.

Waaza structuring intelligence surfacing ownership vehicle and VAT treatment recommendations
€250,000+
Potential VAT saving on a €2m vessel via Malta leasing
Before
The purchase agreement — when structuring decisions must be made
3 decisions
That shape the total cost of every yacht transaction

The decisions that matter

Three structuring decisions every buyer gets wrong when they're left too late

01

Personal or SPV ownership

The ownership vehicle determines what financing is available, what VAT structures are possible, and what the ongoing administrative burden looks like. Getting it wrong means restructuring mid-transaction — which is expensive and disruptive.

02

VAT treatment

On a €2 million vessel, the difference between a standard purchase and a Malta leasing structure can be €250,000 or more in effective VAT. This decision must be made before the purchase agreement is signed — not after.

03

Flag and jurisdiction

The flag affects lender appetite, insurance terms, charter permissions, and crew requirements. Some lenders won't finance vessels under certain flags. Discovering this after the purchase agreement is in place creates serious complications.

How Waaza helps

Structuring intelligence encoded, not improvised

Ownership vehicle recommendation

Personal, Maltese SPV, or other structure — Waaza surfaces the right vehicle based on vessel value, buyer residency, intended use, and VAT position.

VAT structuring direction

Malta leasing or standard purchase? The engine identifies when a leasing structure produces material VAT savings and flags it early — when there's still time to set it up correctly.

Flag and jurisdiction flags

Vessel flags that create lender or insurer complications are surfaced in the risk flags output — before the vessel is purchased and before any financing is committed.

Structuring integrated with financing

Waaza doesn't assess structuring in isolation. The financing implications of every structuring decision — LTV impact, lender appetite, documentation requirements — are modelled together.

Structuring guides

The intelligence, explained in full

Yacht VAT Explained
When it applies, how much it costs, how leasing reduces it.
Malta Yacht Leasing
How the structure works and when to use it.
Personal vs SPV Ownership
Financing, tax, and operational implications of each.
Buying Through a Company
When company ownership makes sense — and when it doesn't.

Get the structuring direction right, first time

Run a free assessment. Waaza surfaces the ownership vehicle, VAT treatment, and structuring considerations relevant to your specific transaction — before any commitment is made.

Run a structuring assessment →Browse the structuring guides